Showing posts with label Ring Insurance. Show all posts
Showing posts with label Ring Insurance. Show all posts

Friday, May 31, 2013

Protect That Precious Rock!

Protect That Precious Rock! 

The Low-down on Ring Insurance




Just as Miranda mentioned the other day, engagement rings come in all colors and styles! Each one is uniquely special to the woman who receives it, and remains a treasured symbol of a couple’s love for many years after the initial proposal. So can you imagine how heart wrenching it would be to lose the ring presented to you by your special someone?

Engagement ring insurance is something that is often overlooked by brides & grooms, but is easily attainable for every couple. Here’s how to get your ring insured, so you can relax about the investment you made in your love and your future!

- First off, get your ring appraised. Ask any local jeweler for a document with a formal appraisal of the ring, and they will get it to you within a few days.
- Then, find out if your existing homeowners or rental insurance will cover your ring. It may be possible to add the ring to an already existing policy.
- If the ring can’t be added to a policy you already have, locate a separate insurance policy for it. Contact various jewelry insurance reps to get information on rates and coverage.
- Choose a deductible. This is where your insurance plan can be customized to fit your and your partner’s financial situation and the importance you place on insuring your ring.

- Take photos of the ring to keep with the documentation, one set for yourself, and the other to send in with your appraisal papers. They will return a policy to you that you can keep on record in any unfortunate event where the ring is lost or damaged.

As I said, ring insurance is often overlooked, but may be just the solution you and your partner are looking for. Choosing whether or not to insure your ring will be different personal decision for every couple, but it’s always nice to know you have the option of protecting something so special from theft, loss or damage!


-          Carina

Sunday, July 15, 2012

10 Things To Do Once You Are Engaged


First, a Congratulations is in order! This is not only a special and unique time in one’s life; it is also a somewhat hectic and whirlwind process. However, do not worry! The lovely interns here at Paisley Events are here to help you so that even in the moments after you say yes and the ring is slipped on to your finger it can be as stress-free as possible. You should be able to just relax and enjoy this special time and not worry about all the planning and let that to-do list get out of control.

Therefore here is a list of the top 10 things you should do as soon as you get engaged.

1. Get A Manicure
You have this new sparking, absolutely stunning accessory adorning your left hand now, and its guaranteed to attract a lot of attention here in the near future. Whether it is from the attention of all of those around (“Oh, let me see that ring!”) or the numerous pictures to be taken in the near future, it is important that your hand looks just as nice. You would not want to embarrass yourself with chipped, and unpolished nails. Therefore you should get a manicure, regardless if it is from a professional or an at-home polish, to make sure that your hands and nails are in tip-top shape.


2. Settle On A Budget
You need to decide upon a budget and rather early on. Whether it’s you, your fiancé, his parents or yours, it needs to not only be discussed, but finalized to the last cent in order to maintain positive relations with everyone. No one wants to feel pressured or uneasy with all the planning, and having a clear, set budget is one way of decreasing potential tension that is sure to ensue.



3. Sign Up For Sale Alerts
There are so many details that go in to a wedding, from the accessories to the honeymoon packages. However it is important to keep in mind that all things go on sale! So make sure that you sign up for any alerts that might be of use so that you can save as much money as possible.


4. Insure Your Ring
Make Sure You Do This! God forbid anything ever happen to that now precious accessory, but accidents do happen and because of that this is a necessity! If your fiancé has not done it already, make sure this is done immediately. The jeweler where it was purchased should refer you to certified insurers. Also, make sure to ask the jeweler for an appraisal slip because this will be used to determine its value. Your fiancé spent a lot of time and money picking out the perfect ring; therefore you shouldn’t risk any potential damages or loosing it. I cannot stress this enough, make sure you get your ring insured!



5. Sign Up For Pinterest
As you can probably tell from most of the other posts, Pinterest is a huge source of inspiration! It has pictures and ideas from everything from food and fitness to wedding and décor. It is by far the biggest resource for wedding ideas. Everything from your dream dress, to DIY favors, to mouth-watering cakes and everything in between can be found. It is by far a great tool and can be considered a brides best friend!



6. Have ‘The Money Talk’ With Your Fiancé
The wedding budget conversation is not the only money centered conversation necessary. You are creating a family now and you two will also need to hash out all the logistics that come along with merging bank accounts. The saying “what’s yours is mine” is not as simple as it sounds.



7. Sign Up For Trunk Show Alerts
Everyone dreams up their perfect dress for their wedding day. Whether it’s princess-like ball gown or a sleek and elegant evening gown, your checkbook will thank you for signing up for local trunk shows. By following your local bridal boutique on Facebook and referring to a regional bridal magazine for a list of the designer trunk shows in your area, you will be able to go, see and touch all the most recent designer gowns – straight off the runway.



8. Choose A Diet Plan & Start It
It is common for brides to want to look their absolute best on their wedding day. Not only do they want to look great in all the pictures that will forever be timeless reminders of the day that they said “I do”, they also want to feel their absolute best. To do this however, many plan to lose weight. Keep in mind; the worst thing to do is to wait until the last minute and crash diet. Therefore you should start as soon as possible. If you plan on dieting you need to pick an appropriate and well-fitting plan and make sure to stick with it! This is the best way to not only achieve your ultimate goal, but to look and feel your best.



9. Pick A Location
The location – city and venue – is the most important decision you will make in the wedding planning process. Everyone will have an opinion about where you should get married and where the reception should be held. Therefore it is important to get this discussion started as soon as possible.



10. Hire A Planner
It does not matter how great of a planner you are or that you are extremely Type-A and organized. The wedding planning process is hectic and a job in itself. Very few people have the time and patience necessary for such a grueling process. Which is why you should leave it to the professionals, like those here at Paisley Events! J You want your wedding day to be relaxing and stress-free. Without a planner you are almost guaranteed to be stressed and worried about all the details on your big day instead of focusing on the more important things at hand. Hiring a professional who does this for a living, allows them to worry about the details not only throughout the planning process, but on the day of as well. Trust me, it will be money well spent!



I hope this helps and makes the beginning stages of the engagement and wedding planning process as easy as possible! Once again, Congratulations! This is a very special time so make sure you stop and enjoy the moment!

xox Lauren