Protect That Precious Rock!
The Low-down on Ring Insurance
Just as Miranda mentioned the other day, engagement rings
come in all colors and styles! Each one is uniquely special to the woman who
receives it, and remains a treasured symbol of a couple’s love for many years
after the initial proposal. So can you imagine how heart wrenching it would be
to lose the ring presented to you by
your special someone?
Engagement ring insurance is something that is often
overlooked by brides & grooms, but is easily attainable for every couple.
Here’s how to get your ring insured, so you can relax about the investment you
made in your love and your future!
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- Then, find out if your existing homeowners or rental
insurance will cover your ring. It may be possible to add the ring to an
already existing policy.
- If the ring can’t be added to a policy you already have,
locate a separate insurance policy for it. Contact various jewelry insurance
reps to get information on rates and coverage.
- Choose a deductible. This is where your insurance plan can
be customized to fit your and your partner’s financial situation and the
importance you place on insuring your ring.
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As I said, ring insurance is often overlooked, but may be
just the solution you and your partner are looking for. Choosing whether or not
to insure your ring will be different personal decision for every couple, but
it’s always nice to know you have the option of protecting something so special
from theft, loss or damage!
-
Carina
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